What distinguishes warranties from representations?

Warranties are considered absolute truths in the context of insurance contracts and law, meaning that when a warranty is made, it must be completely and strictly adhered to as part of the agreement. This distinguishes warranties from representations, which are statements made that may be true or false but are not held to the same level of commitment. If a warranty is breached, it can lead to a forfeiture of coverage or other legal consequences. This is because warranties are treated as fundamental to the contract's validity, whereas representations can allow for some flexibility or negotiation if they turn out to be inaccurate, provided they were made in good faith. Thus, the nature of a warranty as an absolute truth reinforces its critical role in determining the obligations within an insurance contract.