What is the main purpose of the Genetic Information Nondiscrimination Act (GINA)?

The primary objective of the Genetic Information Nondiscrimination Act (GINA) is to prohibit discrimination based on genetic information in the areas of health insurance and employment. GINA was enacted to protect individuals from potential adverse consequences of genetic testing, such as being denied health insurance or facing unfair treatment by employers based on their genetic predispositions to certain health conditions.

By ensuring that individuals cannot be discriminated against for having a particular set of genes, GINA encourages people to undergo genetic testing and participate in research without the fear of negative repercussions in their professional or healthcare coverage. This protects private health information and promotes a more equitable access to jobs and healthcare based on medical decisions rather than genetic traits.

The other choices, while related to insurance or employment, do not capture the essence of GINA's purpose. Regulating insurance premiums, ensuring equal coverage, or mandating health benefits do not specifically address the core issue of genetic discrimination that GINA aims to eliminate.